Loan Rates
Loan rates are effective 3/1/2013 and are subject to change without notice.
| Loan Type |
Term |
APR* |
| Vehicle Loans |
| New Auto |
Up to 24 months |
1.75% |
| 36 months |
1.75% |
| 48 months |
1.75% |
| 60 months |
1.75% |
| 72 months |
3.99% |
| Used Auto** |
24 months |
2.99% |
| 36 months |
2.99% |
| 48 months |
3.25% |
| 60 months |
3.50% |
Classic/Older Used Auto** |
Up to 36 months |
5.99% |
| New/Used RV |
Up to 7 years |
4.99% |
| New/Used RV |
8 to 10 years |
5.49% |
| New Motorcycle/ATV/Watercraft |
Up to 4 years |
4.49% |
| New Motorcycle/ATV/Watercraft |
5 to 7 years |
5.49% |
| Used Motorcycle/ATV/Watercraft |
Up to 3 years |
4.99% |
| Used Motorcycle/ATV/Watercraft |
4 to 6 years |
5.99% |
| Real Estate Loans |
| Home Equity - Variable |
Up to 15 years |
Special 1.99%
for 6 months |
| Home Equity - Fixed |
Up to 5 years |
4.00% |
| First Mortgage |
10 years |
3.25% |
| First Mortgage |
15 years |
3.50% |
| First Mortgage |
20 years |
4.00% |
| Unimproved Property |
Up to 7 years |
6.625% |
| Unimproved Property |
8 to 10 years |
7.00% |
| Other Loans |
| Signature |
Up to 36 months |
8.90% |
| Computer |
Up to 36 months |
7.50% |
| Share Secured |
- |
5.00% |
| Platinum Secured |
- |
6.00% |
| MasterCard Standard |
- |
11.40% |
| MasterCard Platinum |
- |
3.90% for 6 months, then 7.90% thereafter |
*APR=Annual Percentage Rate.
**Restrictions apply based upon model year, see loan officer for details.
LifeWay Credit Union is federally insured by the National Credit Union Administration.
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