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Loan rates are effective 9/1/2011 and are subject to change without notice.
Loan Type |
Term |
APR* |
Vehicle Loans |
New Auto |
Up to 24 months |
1.99% |
36 months |
2.49% |
48 months |
2.69% |
60 months |
2.99% |
72 months |
4.99% |
Used Auto** |
24 months |
2.99% |
36 months |
3.25% |
48 months |
3.50% |
60 months |
3.75% |
Classic/Older Used Auto** |
Up to 36 months |
7.50% |
New/Used RV |
Up to 7 years |
5.50% |
New/Used RV |
8 to 10 years |
5.75% |
Real Estate Loans |
Home Equity - Variable |
Up to 15 years |
Special 2.9%
for 6 months |
Home Equity - Fixed |
Up to 5 years |
4.00% |
First Mortgage |
10 years |
3.50% |
First Mortgage |
15 years |
3.75% |
First Mortgage |
20 years |
4.25% |
Unimproved Property |
Up to 7 years |
6.625% |
Unimproved Property |
8 to 10 years |
7.00% |
Other Loans |
Signature |
Up to 36 months |
8.90% |
Computer |
Up to 36 months |
7.50% |
Share Secured |
- |
5.00% |
Platinum Secured |
- |
6.00% |
MasterCard Standard |
- |
11.40% |
MasterCard Platinum |
- |
3.90% for 6 months, then 7.90% thereafter |
*APR=Annual Percentage Rate.
**Restrictions apply based upon model year, see loan officer for details.
Savings Rates
Rates as of January 18, 2012.
Savings, Club and Platinum rates effective as of 4th quarter 2011.
IRA rates are for 1st quarter 2012.
Certificate rates can change each Tuesday.
Account Type |
Rate |
APY* |
Savings Accounts |
Regular Share Savings |
0.25% |
0.25% |
Platinum Share Savings |
0.50% |
0.50% |
PlatinumPlus Share Savings |
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Under $10,000 |
0.25% |
0.25% |
$10,000 - $49,999.99 |
0.50% |
0.50% |
$50,000 - $99,999.99 |
0.70% |
0.70% |
$100,000 and over |
1.00% |
1.00% |
Club Share Savings |
0.25% |
0.25% |
IRA Share Savings |
1.25% |
1.26% |
Term Certificates |
3 Month Certificate |
0.50% |
0.50% |
6 Month Certificate |
0.70% |
0.70% |
9 Month Certificate |
0.75% |
0.75% |
12 Month Certificate |
1.00% |
1.00% |
18 Month Certificate |
1.05% |
1.05% |
24 Month Certificate |
1.15% |
1.16% |
36 Month Certificate |
1.40% |
1.41% |
48 Month Certificate |
1.65% |
1.66% |
60 Month Certificate |
1.90% |
1.91% |
*APY=Annual Percentage Yield.
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