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Loan rates are effective 4/22/08 and are subject to change without notice.
Loan Type |
Term |
APR* |
Vehicle Loans |
New/Used Auto** |
Up to 24 months |
3.90% |
New/Used Auto** |
36 months |
4.90% |
New/Used Auto** |
48 months |
4.90% |
New/Used Auto** |
60 months |
4.90% |
New Auto |
72 months |
5.90% |
Classic/Older Used Auto** |
Up to 36 months |
7.75% |
New/Used RV |
Up to 7 years |
5.75% |
New/Used RV |
8 to 10 years |
6.00% |
Real Estate Loans |
Home Equity - Variable |
Up to 15 years |
As low as Prime
+ 0 |
Home Equity - Fixed |
Up to 5 years |
5.95% |
First Mortgage |
10 years |
Call Us |
First Mortgage |
15 years |
Call Us |
First Mortgage |
20 years |
Call Us |
Unimproved Property |
Up to 7 years |
6.75% |
Unimproved Property |
8 to 10 years |
7.125% |
Other Loans |
Signature |
Up to 36 months |
9.90% |
Share Secured |
- |
5.00% |
Platinum Secured |
- |
6.00% |
MasterCard Credit Card |
- |
11.40% |
*APR=Annual Percentage Rate.
**Restrictions apply based upon model year, see loan officer for details.
Savings Rates
Rates as of April 29, 2008.
Savings, Club and Platinum rates effective as of first quarter 2008.
IRA rates are for first & second quarter 2008.
Certificate rates can change each Tuesday.
Account Type |
Rate |
APY* |
Savings Accounts |
Regular Share Savings |
1.25% |
1.26% |
Platinum Share Savings |
2.75% |
2.78% |
PlatinumPlus Share Savings |
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Under $10,000 |
1.00% |
1.00% |
$10,000 - $49,999.99 |
2.75% |
2.78% |
$50,000 - $99,999.99 |
3.00% |
3.03% |
$100,000 and over |
3.25% |
3.29% |
Club Share Savings |
1.25% |
1.26% |
IRA Share Savings |
2.00% |
2.02% |
Term Certificates |
3 Month Certificate |
2.70% |
2.73% |
5 Month Certificate **Special** |
3.88%** |
3.88%** |
6 Month Certificate |
2.75% |
2.78% |
9 Month Certificate |
2.85% |
2.88% |
12 Month Certificate |
3.25% |
3.29% |
18 Month Certificate |
3.30% |
3.34% |
24 Month Certificate |
3.35% |
3.39% |
36 Month Certificate |
3.35% |
3.39% |
48 Month Certificate |
3.40% |
3.44% |
60 Month Certificate |
4.00% |
4.06% |
*APY=Annual Percentage Yield.
**Rate applies to new money only. For a limited time.
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