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Loan rates are effective 7/08/09 and are subject to change without notice.
Loan Type |
Term |
APR* |
Vehicle Loans |
New/Used Auto** |
Up to 24 months |
3.75% |
New/Used Auto** |
36 months |
4.75% |
New/Used Auto** |
48 months |
4.75% |
New/Used Auto** |
60 months |
4.75% |
New Auto |
72 months |
5.75% |
Classic/Older Used Auto** |
Up to 36 months |
7.50% |
New/Used RV |
Up to 7 years |
5.50% |
New/Used RV |
8 to 10 years |
5.75% |
Real Estate Loans |
Home Equity - Variable |
Up to 15 years |
As low as Prime
+ 0 |
Home Equity - Fixed |
Up to 5 years |
5.00% |
First Mortgage |
10 years |
4.75% |
First Mortgage |
15 years |
4.875% |
First Mortgage |
20 years |
5.25% |
Unimproved Property |
Up to 7 years |
6.625% |
Unimproved Property |
8 to 10 years |
7.00% |
Other Loans |
Signature |
Up to 36 months |
8.90% |
Computer |
Up to 36 months |
7.50% |
Share Secured |
- |
5.00% |
Platinum Secured |
- |
6.00% |
MasterCard Standard |
- |
11.40% |
MasterCard Platinum |
- |
3.90% for 6 months, then 7.90% thereafter |
*APR=Annual Percentage Rate.
**Restrictions apply based upon model year, see loan officer for details.
Savings Rates
Rates as of February 25, 2010.
Savings, Club and Platinum rates effective as of first quarter 2010.
IRA rates are for first quarter 2010.
Certificate rates can change each Tuesday.
Account Type |
Rate |
APY* |
Savings Accounts |
Regular Share Savings |
0.25% |
0.25% |
Platinum Share Savings |
0.90% |
0.90% |
PlatinumPlus Share Savings |
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Under $10,000 |
0.25% |
0.25% |
$10,000 - $49,999.99 |
0.90% |
0.90% |
$50,000 - $99,999.99 |
1.15% |
1.15% |
$100,000 and over |
1.40% |
1.41% |
Club Share Savings |
0.25% |
0.25% |
IRA Share Savings |
2.00% |
2.02% |
Term Certificates |
3 Month Certificate |
1.35% |
1.36% |
6 Month Certificate |
1.50% |
1.51% |
9 Month Certificate |
1.55% |
1.56% |
12 Month Certificate |
1.90% |
1.91% |
18 Month Certificate |
2.00% |
2.02% |
24 Month Certificate |
2.20% |
2.22% |
36 Month Certificate |
2.40% |
2.42% |
48 Month Certificate |
2.55% |
2.57% |
60 Month Certificate |
2.80% |
2.83% |
*APY=Annual Percentage Yield.
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